My Tools Garage

Finance

Loans, interest, tax, savings & money calculators.

Simple Interest Calculator

Work out flat, non-compounding interest fast.

Mortgage Calculator

Estimate monthly mortgage payments and total cost.

ROI Calculator

Measure return on investment and annualize it.

CAGR Calculator

Compute the compound annual growth rate.

Discount Calculator

Find the sale price or work back to the original.

Sales Tax Calculator

Add or remove sales tax / VAT from any price.

Annuity Calculator

Solve annuity payment, future value or present value.

Auto Loan Calculator

Estimate car payments with tax, trade-in and down payment.

Break-Even Calculator

Find the units and revenue you need to break even.

Credit Card Payoff Calculator

See how fast a fixed payment clears your card.

Debt Snowball Planner

See how fast the snowball clears your debts.

Dividend Yield Calculator

Work out dividend yield and annual income.

Future Value Calculator

See what your savings grow into with compounding.

Hourly Rate Calculator

Find the freelance rate that hits your income goal.

Inflation Calculator

See how inflation changes money over time.

Markup Calculator

Set a selling price from cost and markup.

Mortgage Amortization Schedule

Full payment-by-payment loan amortization table.

Net Worth Calculator

See what you own minus what you owe.

NPV Calculator

Net present value and IRR for any cash flow series.

Present Value Calculator

Discount future money back to what it is worth today.

Profit Margin Calculator

Turn cost and price into margin and markup.

Retirement Savings Calculator

Project your nest egg from contributions and returns.

Rule of 72 Calculator

Estimate how long it takes your money to double.

Salary Converter

Convert pay between hourly, monthly and yearly.

Savings Goal Calculator

Find the monthly saving to hit your target.

Stock Average Calculator

Find your weighted average share cost.

About Finance

Money calculators that show their working: loan and mortgage repayments with full amortisation, simple and compound interest, ROI and CAGR for investments, VAT and sales tax, discounts, tip splitting and fuel costs. Each one displays the formula and breakdown behind the headline number, so you can sanity-check what a lender or a spreadsheet is telling you. The figures you enter — salaries, loan amounts, investment sums — are processed entirely in your browser and never uploaded or stored. These calculators are for quick estimates and understanding; they are not financial advice.